Chance risk or fate?

You can either stay where you are or you can take a chance you can take a chance on many things in life like trying something new, you can take a chance on a class you've never tried before or even a new flavor of coffee you never had. It could be a huge chance at something so life changing but you'll never know the outcome if you don't take that chance. If a opportunity arises and you don't take a chance will you forever feel you missed out on something or wonder if you made the right decision? Or is chance simply fate? By taking a chance there are many uncertainties but without taking those chances you may never know how perfect something may turn out to be.